XRP, the veteran coin that has been in the cryptocurrency realm for 12 years, is going through a linear uptrend for a while, exhibiting a 31% surge this week. The market cap has crossed $177 billion, and the daily trading volume spiked above $11 billion.
The uptrend is clearly ignited by the renewed institutional interest in the coin, primarily due to the regulatory breakthrough that suggests an approval of a banking license soon. This article will delve deep into the factors that affect XRP’s price and provide a forecast on its future movements.
Factors Affecting XRP’s Candle Movements
Various factors affect XRP’s price movements, including the lawsuit that it is yet to win, the speculated approval of ETFs, and the coin’s potential use cases in banking sectors, especially in government-based cross-border transactions.

Ripple’s Lawsuit
The newly formed pro-crypto U.S. administration is in favour of XRP in the lawsuit against the Securities and Exchange Commission (SEC). According to the latest insights, the final resolution to the lengthy lawsuit will be decided by August 15, 2025.
Former SEC lawyer Marc Fagel stated that once the SEC members vote for the dismissal of the case, it usually takes one or two months for a formal/official filing of the decision.
Ripple’s ETFs
XRP ETFs have been in the discussion for years, and the latest addition is the speculated ETF by BlackRock. Multiple sources stated that BlackRock, which has already become extremely successful through its BTC ETF, will soon file for a spot XRP ETF.
Following the dismissal of the SEC lawsuit, we can possibly witness the approval of pending XRP ETFs, which will continue the current upward momentum into new heights.
Ripple’s Use Cases
Banks, governments, and other institutions can utilise XRP for various financial purposes, including cross-border payments, liquidity management, and CBDC integration. Various institutions have already started using XRP, and it is widely suggested that 80% of Japanese banks will integrate XRP for multiple use cases by the end of 2025.
XRP’s Current Market Scenario
XRP has exhibited 19 green days in the last 30 days, with price increasing by 460% this year. It is trading above the 200-day simple moving average with clear bullish alignment, making it a greedy asset.
- Fear & Greed Index: 74 (Greed)
- Market Sentiment: Bullish
- Supply Inflation: 6.68% (High)
- Dominance: 4.63%
- Volatility: 8.14% (High)
Will XRP Reach $4 by the End of 2025?
According to technicalities and market sentiment, XRP has a huge potential to reach $4 this year. The XRP community also believes so. The withdrawal of the lawsuit and the hopes for the ETFs’ support this forecast, and various price prediction experts also suggest an ATH of $4.
XRP Long-Term Predictions: 2025 to 2030
The long-term predictions forecast that XRP will likely touch $8 mark by 2029, soon after the next Bitcoin halving. Full yearly predictions from 2025 to 2030 are given below.
Year | Min. Price | Avg Price | Max. Price | Potential ROI |
2025 | $ 2.85 | $ 1.580767 | $ 4.21 | 41.21% |
2026 | $ 3.06 | $ 3.65 | $ 4.53 | 51.97% |
2027 | $ 3.68 | $ 4.61 | $ 6.48 | 117.03% |
2028 | $ 3.66 | $ 4.60 | $ 5.63 | 88.67% |
2029 | $ 4.14 | $ 6.38 | $ 8.55 | 186.52% |
2030 | $ 8.19 | $ 8.37 | $ 8.65 | 189.86% |
Where to Buy XRP?
Binance, with a 24-hour trading volume crossing $1 billion, tops the exchanges that facilitate XRP trading. Below are the top centralised exchanges where you can trade XRP. If you are not interested in centralised exchanges, you can also purchase XRP from decentralised exchanges such as PancakeSwap, Uniswap, KLAYswap, and Biswap.
- Binance: XRP/USDT and XRP/FDUSD
- Bybit: XRP/USDT
- Coinbase Exchange: XRP/USD
- OKX: XRP/USDT
- Upbit: XRP/KRW
- Bitget: XRP/USDT
- Kraken: XRP/USD
- KuCoin: XRP/USDT
- MEXC: XRP/USDT
Final Thoughts
The crypto community expects the curious case of XRP to conclude soon, igniting a big breakthrough in the charts. The recent uptrend signals this, and we can expect XRP to touch the $4 mark soon. However, as a highly volatile market, unexpected fluctuations can also be expected in the charts. If you plan to invest, try to do as much research on your own.